Insurance

Members have a unique opportunity to shop for various types of Insurance

Why Builders Risk Insurance Program 

Serving HBA Builder Members for Over 14 Years.

A builder’s risk policy typically protects against a wide range of perils, though specific coverage can vary by carrier. 
  • Physical Damage: Protection against fire, lightning, wind (may have limitations in coastal areas), hail, and explosions.
  • Theft and Vandalism: Coverage for materials and equipment on the job site or stored off-site.
  • Materials and Supplies: Insurance for building materials, fixtures, and/or equipment intended for the project, whether on-site or in transit.
  • Temporary Structures: Coverage for items like scaffolding, fencing, and forms used during construction.
  • Your Choice of Single Shot Policy (based on a per project basis) or Modified Blanet Builders Risk Program.

Membership with Caron Builders Association is Required.

Contact us today to get started.  Helmut-Mundt, Program Administrator  e-mail:  hemut@hbabuildersrisk.com

Website: hbabuildersrisk.com    Visit our website and use our premium calculator to compare your premiums.

Health Insurance    Shopping for Employee Health Insurance Coverage, Dental, Vision?

My Benefit Advisor is available to Carbon Builders Association members through the Pennsylvania Builders Insurance Program (PBIP). This competitive insurance portfolio designed for Builder, Associate, and Affiliate Members throughout Pennsylvania provides high-quality insurance solutions such as Individual and Group Health Insurance, Medicare Products, Dental and Vision Insurance, HR Solutions, and Voluntary Benefits and Personal Insurance.

For Your Company and Employees,  Family or Individual Coverage the  MBA program guides employers through the complexity of planning, communicating, and managing employee benefits. We can also help members shop for individual and family health insurance as well as assist in applying for a government subsidy.

Workers Compensation   The PBA Workers’ Compensation Program is an alternative market program established by the Pennsylvania Builders Association in 1999 to help members leverage their group buying power to save on workers’ compensation costs. The program is only available to association members and since inception has grown to nearly 600 accounts with almost $9 million in premium volume.

PBA Workers’ Compensation program participants don’t: 

  • Experience large surprise audits 
  • Pay the same high work comp premium when business is slow
  • Burden operating cash flow with a large down payment of premium 

PBA helps businesses compete with the parallel pay® program offered, allowing members to pay insurance premiums as they go, automatically through payroll service or manually as they pay employees.

To learn more about your PBA Workers’ Compensation Program,
check out our website or reach out to
Program Coordinator Nate Smith by phone or email:
717-505-3179
info@pbaworkcomp.com